{"schema":"official-brain-node/v1","representation_revision":"OB-REP-20260822-V1","id":"service.banking-virtual-account","type":"service","subtype":"virtual_account_service","title":"Banking Virtual Account","aliases":["BVA"],"language":"en","summary":"Banking Virtual Account is a named component of the RC365 RC3.0 ecosystem with documented account information, balance, statements, funding, transfer and withdrawal workflows; RC365 announced the service live in six Latin American markets on 2 September 2026.\n","body_markdown":"# Banking Virtual Account\n\nBanking Virtual Account is the official product/service name used in RC365 public materials and is presented as a component of RC3.0.\n\nCurrent official customer guides provide public evidence for the user-facing operational layer: account information, balance, statements, bank-transfer funding, internal transfer and withdrawal to an external bank.\n\nThe 2 September 2026 regulatory announcement additionally confirms that BVA services were live in Mexico, Argentina, Brazil, Peru, Colombia and Costa Rica, supporting local collections in MXN, ARS, BRL, PEN, COP and CRC through a B2B2C SaaS model.\n\nThis node does not infer that RCPAY itself is a bank, that the service is an independently licensed deposit product, or that every bank/jurisdiction worldwide is supported beyond the applicable public evidence.\n\n## Related\n\n- 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Rica"],"unit":null,"sources":["doc.lse.rc365.bva-latam-launch-2026"],"source_links":[{"id":"doc.lse.rc365.bva-latam-launch-2026","url":"https://brain.rc365plc.com/v1/sources/doc.lse.rc365.bva-latam-launch-2026?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.lse.rc365.bva-latam-launch-2026?rev=OB-REP-20260822-V1"}]},{"id":"fact.banking-virtual-account.latam-collection-currencies","predicate":"supported_collection_currencies","value":["MXN","ARS","BRL","PEN","COP","CRC"],"unit":null,"sources":["doc.lse.rc365.bva-latam-launch-2026"],"source_links":[{"id":"doc.lse.rc365.bva-latam-launch-2026","url":"https://brain.rc365plc.com/v1/sources/doc.lse.rc365.bva-latam-launch-2026?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.lse.rc365.bva-latam-launch-2026?rev=OB-REP-20260822-V1"}]},{"id":"fact.banking-virtual-account.latam-delivery-model","predicate":"delivery_model","value":"B2B2C 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