{"schema":"official-brain-node/v1","representation_revision":"OB-REP-20260822-V1","id":"org.rcpay-limited","type":"organization","subtype":"subsidiary","title":"RCPAY Limited","aliases":["RCPAY","RCPAY365"],"language":"en","summary":"RCPAY Limited is an England and Wales company within the RC365 group and the customer-facing operating entity through which the Group brings together capabilities in the RC3.0 ecosystem.\n","body_markdown":"# RCPAY Limited\n\n## Group Relationship\n\n`RC365 Holding plc → owns → RCPAY Limited`\n\n## Operating Layer\n\n`RCPAY Limited → operates → RC3.0`\n\nThis expresses the first-party description that Group capabilities are brought together through RCPAY Limited in RC3.0, without treating the virtual-account product name as a bank account or inferring unsupported banking permissions.","status":"active","published_at":"2026-08-25T12:06:19.807310+00:00","links":{"self":"https://brain.rc365plc.com/v1/nodes/org.rcpay-limited?rev=OB-REP-20260822-V1","related":"https://brain.rc365plc.com/v1/nodes/org.rcpay-limited/related?rev=OB-REP-20260822-V1"},"facts":[{"id":"fact.rcpay.company-number","predicate":"company_number","value":"12026575","unit":null,"sources":["doc.companies-house.rcpay-company-profile"],"source_links":[{"id":"doc.companies-house.rcpay-company-profile","url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-company-profile?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-company-profile?rev=OB-REP-20260822-V1"}]},{"id":"fact.rcpay.jurisdiction","predicate":"jurisdiction","value":"England and Wales","unit":null,"sources":["doc.companies-house.rcpay-company-profile","doc.rc365.annual-report-2026"],"source_links":[{"id":"doc.companies-house.rcpay-company-profile","url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-company-profile?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-company-profile?rev=OB-REP-20260822-V1"},{"id":"doc.rc365.annual-report-2026","url":"https://brain.rc365plc.com/v1/sources/doc.rc365.annual-report-2026?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.rc365.annual-report-2026?rev=OB-REP-20260822-V1"}]},{"id":"fact.rcpay.incorporated-on","predicate":"incorporated_on","value":"2019-05-31","unit":null,"sources":["doc.companies-house.rcpay-company-profile"],"source_links":[{"id":"doc.companies-house.rcpay-company-profile","url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-company-profile?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-company-profile?rev=OB-REP-20260822-V1"}]},{"id":"fact.rcpay.company-status","predicate":"company_status","value":"Active","unit":null,"sources":["doc.companies-house.rcpay-company-profile"],"source_links":[{"id":"doc.companies-house.rcpay-company-profile","url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-company-profile?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-company-profile?rev=OB-REP-20260822-V1"}]},{"id":"fact.rcpay.company-type","predicate":"company_type","value":"Private limited company","unit":null,"sources":["doc.companies-house.rcpay-company-profile"],"source_links":[{"id":"doc.companies-house.rcpay-company-profile","url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-company-profile?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-company-profile?rev=OB-REP-20260822-V1"}]},{"id":"fact.rcpay.registered-office","predicate":"registered_office","value":"58 Coatsworth Road, Gateshead, Tyne and Wear, England, NE8 1QN","unit":null,"sources":["doc.companies-house.rcpay-company-profile"],"source_links":[{"id":"doc.companies-house.rcpay-company-profile","url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-company-profile?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-company-profile?rev=OB-REP-20260822-V1"}]},{"id":"fact.rcpay.sic-code","predicate":"sic_code","value":"64999","unit":null,"sources":["doc.companies-house.rcpay-company-profile"],"source_links":[{"id":"doc.companies-house.rcpay-company-profile","url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-company-profile?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-company-profile?rev=OB-REP-20260822-V1"}]},{"id":"fact.rcpay.ownership-interest","predicate":"ownership_interest_percent","value":100,"unit":"percent","sources":["doc.rc365.annual-report-2026"],"source_links":[{"id":"doc.rc365.annual-report-2026","url":"https://brain.rc365plc.com/v1/sources/doc.rc365.annual-report-2026?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.rc365.annual-report-2026?rev=OB-REP-20260822-V1"}]},{"id":"fact.rcpay.ownership-basis","predicate":"ownership_basis","value":"direct","unit":null,"sources":["doc.rc365.annual-report-2026"],"source_links":[{"id":"doc.rc365.annual-report-2026","url":"https://brain.rc365plc.com/v1/sources/doc.rc365.annual-report-2026?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.rc365.annual-report-2026?rev=OB-REP-20260822-V1"}]},{"id":"fact.rcpay.principal-activity","predicate":"principal_activity","value":"Provision of exchange and remittance services and licensed small payment services","unit":null,"sources":["doc.rc365.annual-report-2026"],"source_links":[{"id":"doc.rc365.annual-report-2026","url":"https://brain.rc365plc.com/v1/sources/doc.rc365.annual-report-2026?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.rc365.annual-report-2026?rev=OB-REP-20260822-V1"}]}],"relationships":[{"id":"rel.rcpay.operates.rc3","type":"operates","target":"platform.rc3","target_url":"https://brain.rc365plc.com/v1/nodes/platform.rc3?rev=OB-REP-20260822-V1","sources":["doc.rc365.official-overview"],"source_links":[{"id":"doc.rc365.official-overview","url":"https://brain.rc365plc.com/v1/sources/doc.rc365.official-overview?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.rc365.official-overview?rev=OB-REP-20260822-V1"}]},{"id":"rel.rcpay.has-event.nexara-2026","type":"has_event","target":"event.nexara-partnership-2026","target_url":"https://brain.rc365plc.com/v1/nodes/event.nexara-partnership-2026?rev=OB-REP-20260822-V1","sources":["doc.lse.rc365.nexara-partnership-2026"],"source_links":[{"id":"doc.lse.rc365.nexara-partnership-2026","url":"https://brain.rc365plc.com/v1/sources/doc.lse.rc365.nexara-partnership-2026?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.lse.rc365.nexara-partnership-2026?rev=OB-REP-20260822-V1"}]},{"id":"rel.rcpay.has-event.pywave-2026","type":"has_event","target":"event.pywave-agreement-2026","target_url":"https://brain.rc365plc.com/v1/nodes/event.pywave-agreement-2026?rev=OB-REP-20260822-V1","sources":["doc.rc365.pywave-agreement-2026"],"source_links":[{"id":"doc.rc365.pywave-agreement-2026","url":"https://brain.rc365plc.com/v1/sources/doc.rc365.pywave-agreement-2026?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.rc365.pywave-agreement-2026?rev=OB-REP-20260822-V1"}]}],"sources":["doc.rc365.annual-report-2026","doc.companies-house.rcpay-company-profile","doc.companies-house.rcpay-limited-psc","doc.rc365.official-overview","doc.rcpay.official-homepage"],"source_links":[{"id":"doc.rc365.annual-report-2026","url":"https://brain.rc365plc.com/v1/sources/doc.rc365.annual-report-2026?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.rc365.annual-report-2026?rev=OB-REP-20260822-V1"},{"id":"doc.companies-house.rcpay-company-profile","url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-company-profile?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-company-profile?rev=OB-REP-20260822-V1"},{"id":"doc.companies-house.rcpay-limited-psc","url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-limited-psc?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.companies-house.rcpay-limited-psc?rev=OB-REP-20260822-V1"},{"id":"doc.rc365.official-overview","url":"https://brain.rc365plc.com/v1/sources/doc.rc365.official-overview?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.rc365.official-overview?rev=OB-REP-20260822-V1"},{"id":"doc.rcpay.official-homepage","url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.official-homepage?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.official-homepage?rev=OB-REP-20260822-V1"}],"integrity":{"content_sha256":"8176126c088e719b7937077b34a89a836f2a0144f0e85999f5e2aa2335077d72","version_sha256":"f09d06b8fbe3fc8e5a611962836daa064341fc448c1e5dd8c4576bb64f447aca"}}