{"schema":"official-brain-node/v1","representation_revision":"OB-REP-20260822-V1","id":"capability.virtual-account-pobo-withdrawal","type":"capability","subtype":"virtual_account_withdrawal","title":"Virtual Account POBO Withdrawal","aliases":["VA POBO Withdrawal","POBO Withdrawal"],"language":"en","summary":"Current Virtual Account outbound-bank capability for withdrawal/remittance to an external bank account, with official customer material stating that withdrawal funds are remitted under the client's name to a designated third-party bank account subject to compliance review.\n","body_markdown":"# Virtual Account POBO Withdrawal\n\nThe current BVA guide documents Withdrawal as moving funds to an external bank. The Personal Account Solution states that withdrawal funds are remitted under the client's name to a designated third-party bank account, subject to compliance review and supporting-document requirements.\n\nThe public Brain preserves the product term `POBO Withdrawal` as the confirmed capability name but does not expand `POBO` into a stronger legal/regulatory characterization that the customer documents do not establish.","status":"active","published_at":"2026-09-25T11:10:41.173030+00:00","links":{"self":"https://brain.rc365plc.com/v1/nodes/capability.virtual-account-pobo-withdrawal?rev=OB-REP-20260822-V1","related":"https://brain.rc365plc.com/v1/nodes/capability.virtual-account-pobo-withdrawal/related?rev=OB-REP-20260822-V1"},"facts":[{"id":"fact.virtual-account-pobo-withdrawal.lifecycle-status","predicate":"lifecycle_status","value":"live","unit":null,"sources":["doc.rcpay.personal-account-solution-v5","doc.rcpay.bva-user-guide-2026"],"source_links":[{"id":"doc.rcpay.personal-account-solution-v5","url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.personal-account-solution-v5?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.personal-account-solution-v5?rev=OB-REP-20260822-V1"},{"id":"doc.rcpay.bva-user-guide-2026","url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.bva-user-guide-2026?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.bva-user-guide-2026?rev=OB-REP-20260822-V1"}]},{"id":"fact.virtual-account-pobo-withdrawal.scope","predicate":"functional_scope","value":"external_bank_withdrawal_or_remittance_in_users_name","unit":null,"sources":["doc.rcpay.personal-account-solution-v5"],"source_links":[{"id":"doc.rcpay.personal-account-solution-v5","url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.personal-account-solution-v5?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.personal-account-solution-v5?rev=OB-REP-20260822-V1"}]}],"relationships":[],"sources":["doc.rcpay.personal-account-solution-v5","doc.rcpay.bva-user-guide-2026"],"source_links":[{"id":"doc.rcpay.personal-account-solution-v5","url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.personal-account-solution-v5?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.personal-account-solution-v5?rev=OB-REP-20260822-V1"},{"id":"doc.rcpay.bva-user-guide-2026","url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.bva-user-guide-2026?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.bva-user-guide-2026?rev=OB-REP-20260822-V1"}],"integrity":{"content_sha256":"de11c9e76e1fb14ba7fd1344df0d0df75d55bf1ae21eb7f0149d888ee5d5f07f","version_sha256":"8ff53c4597f4c67fa04edddb417f9a382cf5389ca3a26fbd40bb81a858ae4858"}}