{"schema":"official-brain-node/v1","representation_revision":"OB-REP-20260822-V1","id":"capability.virtual-account-deposit","type":"capability","subtype":"virtual_account_funding","title":"Virtual Account Deposit / Receive Funds","aliases":["VA Deposit","Receive Funds to Virtual Account"],"language":"en","summary":"Current Virtual Account funding capability supporting bank-transfer deposits from third-party individual or corporate bank accounts, with local and cross-border transfer scenarios documented in official customer material.\n","body_markdown":"# Virtual Account Deposit / Receive Funds\n\nOfficial customer material documents bank-transfer funding from third-party individual or corporate bank accounts and references both local transfer and cross-border telegraphic-transfer scenarios.\n\nCustomers may be required to provide proof of remittance and transaction/source-of-funds documents for compliance review.\n\nDo not infer deposit-taking, banking-licence status or universal worldwide bank coverage from the word `Deposit`; public wording remains bounded by the documented funding mechanism.","status":"active","published_at":"2026-09-25T11:10:38.974344+00:00","links":{"self":"https://brain.rc365plc.com/v1/nodes/capability.virtual-account-deposit?rev=OB-REP-20260822-V1","related":"https://brain.rc365plc.com/v1/nodes/capability.virtual-account-deposit/related?rev=OB-REP-20260822-V1"},"facts":[{"id":"fact.virtual-account-deposit.lifecycle-status","predicate":"lifecycle_status","value":"live","unit":null,"sources":["doc.rcpay.personal-account-solution-v5"],"source_links":[{"id":"doc.rcpay.personal-account-solution-v5","url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.personal-account-solution-v5?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.personal-account-solution-v5?rev=OB-REP-20260822-V1"}]},{"id":"fact.virtual-account-deposit.scope","predicate":"functional_scope","value":"bank_transfer_funding_from_external_individual_or_corporate_accounts","unit":null,"sources":["doc.rcpay.personal-account-solution-v5"],"source_links":[{"id":"doc.rcpay.personal-account-solution-v5","url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.personal-account-solution-v5?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.personal-account-solution-v5?rev=OB-REP-20260822-V1"}]}],"relationships":[],"sources":["doc.rcpay.personal-account-solution-v5"],"source_links":[{"id":"doc.rcpay.personal-account-solution-v5","url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.personal-account-solution-v5?rev=OB-REP-20260822-V1","source_record_url":"https://brain.rc365plc.com/v1/sources/doc.rcpay.personal-account-solution-v5?rev=OB-REP-20260822-V1"}],"integrity":{"content_sha256":"86e6637dd260396c35f5d623d5a2d90ea04ac2387d2428f72e4472bc949d4ab6","version_sha256":"76279d3c4d407b97b96cc1aff38a203668fb2c82c7359b4c90d23e0a1e88b40a"}}